Talk to someone who cares.
Our Staff Credit team is on the line ready to help you bridge to payday.
Built around your payday.
Professional, trusted short-term credit that respects your time and your salary.
Staff Credit.
Borrow up to R1 000 and repay on your next payday — 100% online.
A fintech experience, built for SA
Premium technology, transparent pricing, and a team that genuinely cares about your financial wellbeing.
Instant calculator
See your exact repayment before you apply — no surprises.
Bank-grade security
DebiCheck-aligned and protected by enterprise encryption.
Approved in minutes
Automated credit checks process most applications within 15 minutes.
Mobile-first
Apply from any device. Documents upload straight from your phone.
Short-term credit that respects your time and your salary.
Staff Credit is a South African micro-lender built for working professionals. We exist to bridge the gap between paydays without trapping you in long-term debt. Our maximum loan is R1 000, our maximum term is one month, and our pricing aligns with NCR principles — no hidden fees, no rolling debt.
Real stories, real results
"Staff Credit got me through the month. The application took 2 minutes and the money was in my account by lunchtime."
"Transparent fees, no hidden charges. I knew exactly what I'd pay back."
"The dashboard makes it so easy to track everything. Highly recommend."