From application to payout in four steps.

Create your free Staff Credit account in under a minute. Email + password is all we need to start.

Add your ID number, employment, salary and banking details. You only do this once — for every future loan, it's auto-filled.

Use our live slider to pick your loan amount and term. See the exact repayment instantly. Submit your application with payslip & bank statement.

Approved applications are paid the same day. The DebiCheck debit runs on your nominated payday — no manual transfers.